Insurance: The Best Line of Defense For Your Business!

Kristy DonahueBusiness Interruption, Business Succession Planning, Buy Sell Agreements, Cyber Insurance, General Liability, Liquor Liability, Product Liability, Professional Liability

Law 4 Small Business Attorney, Ian Alden walks business owners through the importance of insurance for their businesses and specifically what kinds of insurance they should have. Based on real life experiences and antidotes, this informative workshop is both engaging and informative.

How To Reward Your Employees So They Stick With You.

Kristy DonahueBusiness Succession Planning, Buy Sell Agreements, Employee Benefits, Health Insurance, Life Insurance

Simply increasing an employee’s payroll can be problematic from a tax perspective for the employee and a nightmare for the business’s cash flow. Also, simply raising an employees’ wage does little to ensure they will not leave your company for the next one that can offer a wage increase. If COVID-19 taught small business owners anything, it is the importance … Read More

Insurance: The Best Line of Defense for Your Business WEBINAR

Kristy DonahueAuto Insurance, Business Interruption, Cyber Insurance, General Liability, Liquor Liability, Product Liability, Professional Liability, Workers Compensation

If you are conducting business, no matter what type of business you have or what you are doing, you owe it to yourself to make sure you are carrying the right business insurance. Aside from potentially being legally required, business insurance provides three very important things: peace of mind, a solid legal defense, and the ability to take care of … Read More

Out Maneuvering Criminals Through Cybersecurity

Kristy DonahueCyber Insurance

Do you use a computer in your business? How about point of sales systems or credit card machines? Do you store customers’ personal information on any electronic devices? If you answered “yes” to any of these questions, your business is in need of Cybersecurity. Let’s face it, doing business today means that it is important to make cybersecurity a priority … Read More

Understanding Dram Shop Laws & Liquor Liability Insurance.

Kristy DonahueLiquor Liability

What are Dram Shop Laws? Dram Shop Laws pertain to bars, taverns and other establishments that serve alcohol. The laws strive to achieve two main goals. First, to discourage the sale of alcohol to minors. Second, to hold accountable businesses who, by over serving a patron, have contributed to the injuries of innocent parties. The liability of a business is … Read More

Business Succession Planning 101

Kristy DonahueBusiness Succession Planning, Buy Sell Agreements

Do you have a will?  Have you thought about how you would take care of your family if something happened to you?  Have you given any thought to retirement?  Well, the same thought process needs to go into your business.  If the unthinkable were to happen such as a car wreck, or becoming ill with COVID-19, how would your business … Read More

How To Retire When Your Entire Net Worth Is Tied Up In Your Business.

Kristy DonahueBusiness Interruption, Disability Insurance, Health Insurance, Life Insurance

If you own your own business, you know that aside from maybe your children, it is the most significant emotional and financial investment you have made. Additionally, you have injected your time, labor and energy into creating what you hope will be a viable asset that will launch you into a healthy retirement. Despite your best efforts and meticulous preparation … Read More

The Future is Smart Homes and They Will Require Smart Insurance

Kristy DonahueCyber Insurance, Home Owners Insurance

A smart home. That sounds so cool and sophisticated.  It also sounds intimidating and potentially complicated. However, chances are you probably already have and are actively using the basic components of a smart house.  “Smart Houses” are simply any residence that utilizes any Internet-connected device to help you, the homeowner, manage and monitor a range of appliances and systems from … Read More

What is Long Term Care Insurance?

Kristy DonahueHealth Insurance, Life Insurance

Long Term Care Insurance is insurance that will ensure that you will be able to afford the expenses that come with aging or as a result of a serious or prolonged illness.  Long Term Care Insurance goes into effect when policy carriers are having difficulty with basic daily functions such as bathing, dressing etc. The policy reimburses the policy holder … Read More