What is Long Term Care Insurance?

Kristy DonahueHealth Insurance, Life Insurance

Long Term Care Insurance is insurance that will ensure that you will be able to afford the expenses that come with aging or as a result of a serious or prolonged illness.  Long Term Care Insurance goes into effect when policy carriers are having difficulty with basic daily functions such as bathing, dressing etc. The policy reimburses the policy holder … Read More

Announcing Hooray Health 360: Open Enrollment begins November 1, 2019!

Kristy DonahueAuto Insurance, Cyber Insurance, Disability Insurance, Employee Benefits, GAP Insurance, General Liability, Health Insurance, Home Owners Insurance, Insurance Agents, Life Insurance

We have great news and we can’t wait to share it with you! Hooray Health and Sedera Health offers it members an affordable alternative to health insurance. Hooray Health 360! No matter if your healthcare need is small or large, Hooray Health has a “fit” for you! Hooray Health has its own network of Retail Clinics and Urgent Care that … Read More

You have a plan; but did you fund it?

Kristy DonahueLife Insurance

Smart business owners know the importance of a Business Succession Plan.  Business Succession Plans are the well thought out instructions on what needs to be done in the event of a worst-case scenario involving a key member to the business’s team.  Key members generally include the owner or partners of the business.   A Business Succession Plan lets the other members … Read More

The Top Reasons Why Your Insurance Claims May Be Rejected.

Kristy DonahueAuto Insurance, Claims Process, General Liability, Health Insurance, Insurance Agents, Life Insurance

Insurance is not a small ticket item on your list of personal or business expenses.  Whether it be insurance for your car, your business or even your own personal life policy, it’s important always to know exactly what is and is not covered.  What could be worse than finding out that you have been paying on a policy for years … Read More